Come April, banks in India will have to link their floating rate retail loans and loans to micro and small enterprises to one of the…
The Kochhargate: The How, Why and When; Also The Lessons
This is a two-part series to demystify the Chanda Kochhar episode that has rocked ICICI Bank. In part 1 of the series, the author explains the…
Shaktikanta Das, New Reserve Bank Governor, A Cheer Leader For Growth
Almost every analyst was expecting a change in the Reserve Bank of India’s (RBI) monetary policy stance from “calibrating tightening” to “neutral”, and all six members…
Reserve Bank Of India May Change Policy Stance, Rate Cut Unlikely
Today, if we take a poll of Indian industrialists on their expectations from the Reserve Bank of India’s (RBI’s) last bi-monthly policy for the 2019…
Three Musketeers Of Indian Banking
What do PS Jayakumar, V Vaidyanathan and Chandra Shekhar Ghosh have in common? Well, the trio is currently anchoring the three most interesting mergers in…
How Solvent Is India’s New Insolvency Law?
In August 2016, the chief executive officer (CEO) of a large bank celebrated the arrival of Insolvency and Bankruptcy Code (IBC), the new bankruptcy law…
The Big Problem Of Micro And Small Enterprises
A few months ago, the NBFCs (non-banking finance companies) were the flavour the season. Now the MSMEs (micro, small and medium enterprises) are. Both, for…
Seven Banking Trends To Watch Out For In 2019
The latest financial stability report of the Indian central bank, a biannual health check-up for the banking system, should be music to the ears of…