The Indian banking industry’s celebrations over its FY2022 performance may not last long. Barring one private bank, all smiled their way to profits last year…
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Rating Agencies Caught In Crossfire
Many in the top management of India’s rating agencies are spending sleepless nights. The rules of bank loan ratings with credit enhancement (adding “CE” suffix)…
Story Behind Choice Of RBL Bank CEO
On June 19, 2018, the day ICICI Bank Ltd’s CEO and managing director Chanda Kochhar went on leave and Sandeep Bakhshi took over as its…
Both Customers And Banks To Feel Pain In Rising Interest Rate Cycle
In the rising interest rate regime, both banks and their customers have started feeling the pain, although for different reasons. Let’s talk about the customers…
Reserve Bank Joins Global Central Banks, More Rate Hikes To Follow
As widely expected, the Reserve Bank of India (RBI) on Wednesday raised its policy rate by half a percentage point to 4.9 per cent —…
RATE HIKE For Sure, But By How Much, Governor?
At the last auction of the 364-day Treasury Bills on June 1, the cut-off yield crossed 6 per cent to reach 6.0801 per cent. The…
FY 2022: Best Year For Indian Banks, But There Are Fresh Challenges
The Indian banking industry has never had it so good. The collective net profit of listed banks for FY22 is Rs1.57 trillion, the highest in…
HDFC-HDFC Bank Merger: Better Late Than Never
In Samuel Beckett’s classic, Waiting for Godot, two tramps, Vladimir (nicknamed Didi) and Estragon (Gogo), are engaged in a variety of discussions and encounters while…